most affordable florida beach towns to retire
Theres an outlet shopping center and a casino. The city also houses the Addison Blockhouse Historic State Park, where you can see an 18th-century plantation. Costa d'Este Beach Resort & Spa sits steps from the sand and wraps perks like beach cruiser bikes, stand-up paddle boards, and sea . Well, you can turn this dream into a reality because we are going to reveal the best beach towns in Florida to retire. While there are tourists throughout Volusia County, Port Orange seems to still be reserved largely for local residents. It has a population of almost 70,000. Titusville Median Home Price: $130,500 Titusville has miles of coastline and plenty of wildlife to explore. Coming in at No. Your money will stretch far in Sebastian, and your quality of life will improve as a result. With pristine waters, soft white sand, and crystal blue skies they offer an unrivaled view for any person who visits this city to enjoy life at its fullest. Read Also: 11 Best Beach Towns In Texas You Cant Miss. The best thing about living in St. Lucie? It was declared the No. In Bay St. Louis, homes are valued at around $172,600 and youll pay around $1,140 in annual property taxes and $782 in monthly housing costs. 9 spot. Fintech company SmartAsset compared data for 218 beach towns and put together a list of the most affordable 50. You might even catch a glimpse of a dolphin or sea turtle, or catch some Spanish mackerel along the fishing pier. Foodies can dine at some fantastic seafood and steak spots and outdoor activities range from bird watching to ziplining. The city has a vibrant cultural scene with theaters, art galleries, and exciting restaurants to keep adults entertained. There are also plenty of opportunities to go kayaking or fishing in Palm Bay. You can eat it literally right on the beach at Beach Bistro. Florida cities took eight out of the top 10 spots on . Coming in at No. It is home to Floridas number one state park, Honeymoon Island, which boasts emerald green waters and pristine white beaches. You can go to East Atlantic Avenue to find numerous shopping malls, restaurants, and art galleries. The beachy nature of this city is evident right down to the pier close by once you finally come in close enough to take a stroll around it. The Prettiest Beach Town in Every Beachy State. Thishidden gem in Floridahad 26 miles of gorgeous public beaches. The most affordable Florida beach towns are: Titusville Sebastian Port Charlotte Fort Pierce Daytona Beach Venice Palm Bay Melbourne Beach Port Orange Tarpon Springs Finding an affordable beach town does not mean you have to give up the beauty and ambiance that the state of Florida is known for. Your family will love to explore the Islamroradan paradise by land and sea. Youll find a variety of homes at various prices, so buyers have many choices. We adhere to strict standards of editorial integrity to help you make decisions with confidence. It is not too far from both Fort Myers and Naples, yet remains very secluded in comparison to those larger cities nearby due to its location along the Caloosahatchee River. There are currently a fair amount of 2 and 3 bedroom houses available for under $200,000. Downtown Delray Beach is a lively area with lots of activity happening all the time. Fernandina Beach has amazing seafood restaurants where you can taste Floridas best cuisine in a variety of delicious ways. At the same time, you will also benefit from having a community that thrives mostly in the outdoors. So you dont have to worry about making friends. His wife owns a successful family business that has served tens of thousands of people. However, this small seaside town has recreational opportunities and scenic views that far surpass what youd expect from a location that requires such a small budget to live in. Over $68,000 in prizes has already been given out to active posters on our . If youre worried about weather-related damages the city has suffered from some pretty intense storms in the past make sure to compare home insurance policies online for a good rate that gets you the right coverage. Kings Point, with over 5,200 homes, is a snowbird's paradise. Biloxi, which sits right next to Gulfport, is Americas most affordable beach city, according to SmartAsset. We and our partners use cookies to Store and/or access information on a device. The people of Daytona Beach have access to an amazing restaurant scene, with their location as one the most popular spots for tourists in Florida. Housing consists mainly of single-family homes, but there are some multi-family homes, too. It is a great place for backpackers who love to travel on a budget. Daytona Beach has a population of nearly 75,000 and 20% of people are age 65 and up. Consider these . However, the unique powdery white quartz sand on Siesta Beach is one of the main and well-known attraction spots. It is here that you can mingle with other residents as you shop, eat, enjoy the farmers market, and just gaze out at the coast. To get the No. The Harbor City features some delightful art galleries, golf courses, fishing piers, upscale dining, boutiques and beaches. Some people may need to pay taxes in Florida if they stay too Whats The Most Expensive Village in The Villages Florida? BudgetTravelBuff.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. of the law. With pent-up demand, labor shortages and surging prices, summer travel wont be a bargain this year. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. With amazing waterways, happening city life, lovely restaurants, there are many places to enjoy on your day trips from Tampa. Even though the town is relatively small, you will still benefit from many of the amenities you would expect of a resort area. Because it is such an established community, there are plenty of activities to take part in. Datalign matches you with vetted registered advisors that can help you improve your investment portfolio and grow your retirement savings safely. Situated on the Atlantic Ocean, home sales averaged $260,000, as of May 2022, making beach living seriously affordable. Or go swimming at Sunset Beach and Fred Howard Park. There are no guarantees that working with an adviser will yield positive returns. Siesta Key is known as the shelling capital, you can find horse conches, crown shells, or banded tulips. Melbourne is situated just southeast of Orlandos massive, family-friendly theme parks, but it could be better suited to an older homeowner. It is located on the Space Coast, meaning that it is a bit quieter than other coastal regions of the state. To get the flavor of the city, a Tampa day trip is a must especially if you have come here for, Read More 12 Great Day Trips From Tampa For Less Than $150Continue, Florida reminds you of plenty of beaches, warm weather, lots of sunshine, and an easy-breezy lifestyle. Homes are on the pricier end the median home value is $243,100, the most expensive on this list but youll only pay around $799 in annual property taxes and $901 in monthly housing costs. Steven Abbey is a author for Senior Living Headquarters and owns a home in a retirement community. Some, likeSun City Center, go back decades, while others, likeDel Webb Bexley, are just a few years old. There are a lot of shopping centers, art galleries, and stores to keep you busy while strolling around. Because of its location, you will also be able to rockets as they launch test missions periodically throughout the year. It is famous for its 400 miles of canals, which means you will find wonderful waterfront homes. Join here. Now that you know more about the ten affordable beach towns in Florida, it is time to plan where you will go. For example, every spring they have a Beach Art Festival where local artists come to showcase their work and sell their pieces at the beach. In order to find the most affordable beach towns in the country, SmartAsset compared 218 cities located directly on an ocean (including bays and sounds). The median home value is $168,600, property taxes will cost you around $1,567 each year and housing expenses come to about $870 a month. Continuing south on I-95 from about 100 miles or an hour and a half from Edgewater you'll find the own of Sebastian. In the area is also the Indian River Lagoon, which is a great place to go boating or fishing. Downtown Fort Pierce will bring you to the historic waterfront district. Update: There's a New, Easier Option To Move 401(k)s When You Change Jobs Home to Pelican Island, residents benefit from sharing their home with a Wildlife Refuge. The area is best known for its 20+ lush green golf courses where people from all walks of life come to enjoy the game and each others company. Continue reading to discover more about the most affordable beach towns in Florida and how you can go about enjoying them for yourself. Fort Pierce is themost affordable place to live in Florida near the beach,offering gorgeous views of the Atlantic Ocean. This South Florida town lets you experience everything from cable skiing to swimming and its award-winning "Blue Wave" beach is recognized for its excellent water quality, beach conditions, safety services and habitat conservation. When you want to get outside, there is plenty to do in Port Orange. Youll also find mainly single-family homes here, but multi-family residences are available, too. Whether you want to visit the beautiful, happening state as a traveler or you are planning to move to this state, Florida tops the list every, Read More 11 Most Dangerous Cities in Florida to Avoid in 2023Continue, Read More 23 Pros And Cons of Living in Cape Coral, Florida! Reproduction in whole or in part without permission is prohibited. The neighborhood is well spaced out without being too spread out which helps avoid any typical inner-city traffic jams that are typical when there are just too many people driving around in one area. This coastal city has some of the best fishing in Texas you can choose between charter boat services, surf fishing at Bryan Beach or the Brazos River. As the lone representative of the Florida Keys, we think that Islamorada is the best small town in Florida to retire in the Keys. Naples is one of the most sought-after places to live with plenty of golf courses, shops and restaurants close by. This thriving community has grown tremendously over time. However, this will give you a quieter and more serene lifestyle. Located in the north of Florida in Volusia County, just over an hour away from Orlando, Daytona Beach is a retirement community that attracts over 8 million visitors every year. As of now, an average house is worth about almost 240k (priced at list). Waking up to the sound of waves breaking on the shore, watching seagulls, feeling a gentle cool breeze along your skin, and strolling along the shoreline are all dreams for many. Sarasota is a city south of Tampa on Florida's Gulf Coast that is known for the John and Mable Ringling Museum of Art and Siesta Key Beach, rated the No. Islamorada is a breathtakingly beautiful village of six islands just 90 minutes south of Miami. All of this at a cost of living that is among the lowest in the region. Social Security: Women Get $354 Per Month Less Than Men - Here . This fabulous town has a population of just over 100,000. Get matched with a financial advisor today at Datalign and get on the path to financial success. With homes valued at around $168,300, the median housing cost is $1,209 a month and the median annual property tax is $2,265. Clearwater Beach is a stunning casual beach town abuzz with good restaurants, good vibes and good opportunities. It prides itself on being a laid back coastal community, free of crowds and pollution. And youll pay around $1,009 in annual property taxes and $455 in monthly housing costs. Breweries in Tampa will fill your youthful soul and thirst. Tamarindo is an expat-popular beach town on the coast of Guanacaste Province in the northwest of Costa Rica. The median home value in Hampton is just $186,700 and youll pay around $1,989 in property taxes each year and $1,255 in housing costs every month. In the towns early days, speed trials took place along the surf, and even today, driving is allowed on select spots of the beach. Completing the top five for most affordable rent is El Paso, TX at $800/month. Check out Zillow for the latest listings. This upscale community offers affordable real estate. Neighborhoods.com compiled a list of those towns by considering a range of factors to assess affordability, including median home value, median real estate taxes, and average home costs, among others. The population is just over 24,000 and it seems to be growing every day with new residents always wanting to spend life here among pristine beaches and nature. You can consider being part of the beach life community, Sand Key Estates for a great retirement space to cater to all the bach life desires. I'm writing to help seniors with their questions about retirement communities, life, products and family finances. Melbourne is a small, yet bustling city with plenty to offer those who retire there. In any case, let us discuss some of the best beach towns for retirement in Florida. 15: Vero Beach. It sits just across from Tampa Bay and has clear blue waters for miles upon end along its beautiful beaches. Its also the medical center for the south coast region, according to the city website. If you buy something through one of those links, you wont, Read More 13 Most Romantic Florida Beaches for Couples in 2023Continue, Your email address will not be published. How much do we know? Since there are so many beach towns in the Sunshine State, with many of them having a relatively high cost of living, it is crucial to have a way to narrow the list down somewhat. Places to visit: Ponce De Leon Inlet Lighthouse and Museum, Dunlawton Sugar Mill Garden, Daytona Lagoon and many more. The median home value is $161,700 and the median annual property tax is $1,1986 a bit more expensive compared to Gulfport but youll pay about $737 in housing costs each month. SmartAssets Cheers to the night! The Florida Treasure Coast town of Vero Beach is ideal for a family vacation where you can stay at an oceanfront hotel, park the car for the week, and use bikes or your own two feet to get around. What many people may not realize, however, is that there are towns where you can still enjoy the splendors of life by the sea at a more affordable price. Clearwater Beach is a small city in Tampa-St. Petersburg with emerald waters and powdery sands. Places to visit: EnchantedForest Sanctuary, Valiant Air Command Warbirds Museum, Maxwell C. King Center, Veterans Memorial of Titusville, Titusville Art League, and many more. Living out your golden years in this city wont cost you much, when the median monthly housing cost is only $981. Retirement is all about getting to fulfill your life-long desires. These cheapest beach towns in Floridawill offer endless idyllic days that will help you in relishing the charms of life and make you feel rejuvenated. Vero Beach is a hidden gem in Florida, perfect for active retirees. platform based on information gathered from users through our online questionnaire. services are limited to referring users to third party advisers registered or chartered as fiduciaries 9. Nabbing the No. Based on this data, the following are 10 affordable beach towns in Florida to consider. There is also an inlet that is rated the best spot on the entire eastern coast of Florida for saltwater fishing. This is a low cost beach town that has the added advantage of being within a short driving distance to both Tampa and Naples as well. There is so much to see and do in Sebastian that it is amazing to consider how affordable it is. Known as the Horse Capital of the World, Ocala offers a range of outdoor adventure options including state parks and national forests. Consider Hobe Sounds gorgeous sandy beaches, green parks and abundant golf courses if youre settling down in the Sunshine State for your retirement. Here are seven of the nation's best 55+ communities near a beach. This post may contain affiliate links. It is home to the site that launches rockets and satellites. Venice is quite safe as compared to most other cities in Florida. What began as a money-maker turned into one of the most stunning resort towns in all of Florida. With a population of 185,000 friendly people, Cape Coral has still maintained a small-town feel. The two large clubhouses contain 3 indoor pools and 2 outdoor resort-style pools. Daytona Beach is one of thecheapest beach towns to visit in Floridato enjoy the white sand beaches for relaxing and playing. Affordable Florida Beach Towns Perfect For Your Next Vacation. And we go over some of the numbers taken from Census Bureaus 2019 five-year American Community Survey as well as what makes each city so great to retire in. Continue with Recommended Cookies. Known as the land of five minutes, because everything is five minutes away, Boynton Beach drew top scores for its short commute times, beautiful beaches and outdoor spaces, abundance of water sports, plentiful restaurants and shopping and plethora of 55+ communities. There are plenty of shopping, eating, and entertainment establishments here to keep you occupied. Violators can and will be prosecuted to the full extent This post may contain affiliate links. It is also called The Birthplace Of Speed thanks to these hard sands which are powerful evidence of what can happen when you take on new challenges head-on. The median home value in the city is $182,800 and youll pay around $1,291 in property taxes each year and $940 in housing costs every month. Keep a lookout for ospreys, eagles and great horned owls flying overhead. The median monthly housing expenses come to $853. Like the towns around it, you can see satellite launches from nearby Cape Canaveral. And while Miami scored high marks for public transportation, weather, and. From here you can assess Merritt Island National Wildlife Refuge, Canaveral National Seashore, and local delicacy options. It is a community of almost 70,000 people. Plus you get all this beauty for your money. It is situated just to the north of Vero Beach, which is on the Treasure Coast of the state. With over two . There are plenty of spas, salons, restaurants and live entertainment to enjoy, and you can grab fresh produce and seafood at the Fresh Market on Tuesdays. Plus, there is also the Amelia Island Museum of History for those who want to learn more about Fernandina Beachs culture and history. All rights reserved. Fernandina Beach The county seat of Nassau County, Fernandina Beach is just north of Florida's beautiful Amelia Island. In case you are not familiar, Florida is also known for its sinkhole activities so here is more information for that. 1 beach in . Theres a certain charm and plenty of opportunities to be a part of the business that has grown within the city. However, its serene lifestyle should not fool you as there is so much to see and do here. The median home value in Lynn Haven is $200,100 and youll fork over around $1,553 each year in property taxes and $1,210 in monthly housing costs. Because there is so much less traffic here than in other areas of Florida, you can really enjoy your time on the beach. Best Lake Towns To Retire To in the South. Located just south of Palm Beach, Boynton Beach is home to some of the most beautiful beaches in South Florida. The city has a strong cultural scene and art and there is no chance you will ever get bored! Cast a line at the International Fishing Pier, explore the trails around the Deerfield Island Park and taste fresh salmon and scallops at one of the high-end oceanfront restaurants. Tarpon Springs, Lakeland, and NW Bradenton come to mind. Live everyday like youre at a summer resort at Ormond Beach in Florida and enjoy clear blue waters and peachy orange sands. The area is also home to a number of 55+ communities, including some newer options for retirees looking for new construction. Are your retirement savings on track? The median home value in Tarpon Springs is $209,400 and the median monthly housing cost adds up to $943 slightly pricier than Hobe Sound but youll pay around $1,847 in property taxes each year. South Daytona, Daytona Beach Shores, Indigo lakes, and Ortona Homesare preferred by retired people in Florida. This makes Port Charlotte an area of Florida that appeals to a broad segment of the population. It is a quiet pace of life that many retirees crave. In 1961 it only had 250 homes, today there are 201,846 residents who call this place home. Clearwater is an endless retirement paradise. Theres just so much to do here. 3) Sebastian Florida. Fort Myers is an endless destination for those who know how to have fun. Along the Indian River Lagoon in Brevard County lies Titusville, a gateway to both nature and the space center. Thats not all. While there are plenty of single family homes to choose from, you can also find more than a few condominium projects if that is more your thing. They also started at age 19 (the median age), which is earlier than any preceding generation. Charlotte Sports Park is the spring training facility for the Tampa Bay Rays. Big Pine Key is known as one of the most affordable beach towns in Florida we recommend visiting if it comes to a budget family trip to the Keys. Myrtle Beach boasts 60 miles of golden coastline, celebrity-designed golf courses and decadent seafood restaurants. You can neverregret moving to Floridabecause of what spot you will choose, you will always have ample opportunities to be near natural pristine beaches, playgrounds, technology sectors, good educational sector and many shopping centers. If you buy something through one of those links, you wont pay any extra penny, but Ill get a small commissionthat encourages me to deliver more helpfulcontent for you. There are plenty of budget homes available in the town right up to luxury million dollar plus estates. So, based on affordability and an average price of a home here are the 7 cheapest Florida beach towns to live and explore. Many people love its small-town feel, the 24 miles of unspoiled coastline on Playalinda Beach, and abundant wildlife. Dont worry if youre not a pro golfer, there are numerous learning opportunities. That is why real estate is also extremely expensive. That is just the beginning. Titusville is also called Space City, USA because this is one of the centerpieces of Floridas Space Coast which is a mile away from Kennedy Space Centre. Across the bridge from Sarasota Florida lies Siesta Key on the southwest coast of Florida which is half an hour south of St Petersburg and Tampa. At extreme high tides or after winter storms, the water pushes up to to 50 feet in the air. This is a great way to meet other local residents as well. It only takes 3 minutes to connect with an advisor who puts you first. Its an ideal location for anyone looking to enjoy the beach without having to travel too far from civilization. 1. Naples is a city of over 22,000 residents as well as the 14th largest in Florida. When it comes to buying a home here, you will find that the median value is only a shade over $135,000. Daytona also made it to 15th place on U.S. News ranking for the best places to retire. Located near several different beautiful Florida beaches, Delray Beach is a dream for nature lovers who want to be close to the ocean. Or if you prefer to stay indoors, the Driftwood Bistro offers a more refined setting with an equally impressive menu of fresh seafood. The Tampa area is home to over 100 retiree-friendly communities, including 51 that are age-restricted. Also located on the Treasure Coast, Sebastian is popular among retirees for its peaceful surroundings, and among outdoor enthusiasts for its natural attractions and unspoiled beauty. This 180 mile stretch probably has more places to retire than anywhere in the world, with the possible exception of the southeast coast of FL from Vero Beach to Miami. We have done precisely that and are now able to bring you a concise list of 10 of the most affordable beach towns that you will find in Florida today. Best Places to Retire in Southwest Florida. Youll find plenty of activities to keep you occupied in and around the City of Discovery, from casinos and boat charters to beaches and trails. Pensacola Beach is a popular attraction spot attracting tourists all over the world. So you don't have to worry about making friends. Ocean Springs, Mississippi Population: 18,387 Median home price: $250,967 Median monthly rent: $1,350 Ocean Springs oozes small town Southern charm. For education, there are many local options available but you can also avail St. Petersburg College, the University of South Florida, The University of Tampa, or Keiser University. For education, Pensacola State College offers 100 programs making it one of the favorite places for the learners. The median home cost for those . The most affordable Florida beach towns are: Finding an affordable beach town does not mean you have to give up the beauty and ambiance that the state of Florida is known for. Biking along the beachfront paths can be relaxing while also providing some exercise at your own pace. There is the theater, local bars, a main street entertainment district, and so much more. Beach access is available on the island with many great restaurants and shops. Read Todays Top Story: South Florida buyers are getting more for their money. You will also benefit from a coastline that has been largely immune from any type of tourist boom over the years. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. This field is for validation purposes and should be left unchanged. And explore the scenic trails at the Clam Bayou Nature Park. You can spend your days on the sand and your nights soaking up the nightlife. Being able to enjoy the beach round is another factor that draws many people here as well. Live everyday like youre on vacation in Dunedin. The large community has various purchase restrictions, including a minimum age, and in some cases. My retirement income is $95,000 a year, and I want a walkable, affordable beach town to spend the winter. El Paso, TX. Plus, theres almost seven rooms per house on average, so youll have lots of space. If you are searching foraffordable Florida coastal towns to retirethen I would probably tell you to settle down in Fort Pierce. Southwestern Florida starts just above Tampa and goes south to Marco Island. Wise up with top stories and timely tips Tuesdays and Thursdays. Whether youre looking for a lower-cost home or simply want your dollar to go further, Sebastian has a selection of properties from which to choose. It is a great place to live and buy property because of the affordable cost of living. The vibrant arts scene, bustling food culture, and great neighborhoods in Sarasota are what make it one of the most popular cities for retirees. In the downtown area, youll discover some lovely early-1900 buildings and exhibits at the Historical Museum. (Florida and South Carolina ranked No. Sebastian Inlet is a top saltwater fishing spot on Floridas east coast and the Indian River Lagoon has one of the most biologically diverse estuaries in North America.
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